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Flex Benefits

Saving Money With Pre-Tax Election Plans

At the YMCA we realize how hard you work to earn your paycheck. We have implemented several plans that allow you to take home more of that paycheck by paying for several things on a pre-tax basis. Through payroll deductions employees are able to lower their taxable income and pay for insurance premiums, and even parking or transit passes with pre-tax dollars. Click here for more information.

YMCA Section 125 Plans

• Employees can set aside up to $2,000 per year for un-reimbursed medical expenses.
• Eligible expenses include: deductibles and copays associated with the medical, dental and vision expenses.
• Detailed listing of eligible expenses.
• Expense Estimate Worksheet

• Allows an employee to pay for qualified dependent day care expenses with pre-tax dollars.
• Examples of Savings

• Allows an employee to pay for employment related parking and/or bus/train passes with pre-tax dollars. This does not include expenses that are paid for by the YMCA.
• Up to $220 per month for parking expenses.
• Up to $115 per month for transportation expenses (bus and train passes).

• The employee portion of health insurance premiums is paid with pre-tax dollars.

• Money set aside for health care expenses cannot be used for dependent care expenses and vice versa.
• You may change your annual election(s) only if you experience a change in status such as marriage, divorce, change in the number of dependents, or change in employment status.
• At the end of the plan year you forfeit any unspent money in your Health or Dependent Care Accounts.

Who do I call for Customer Service or submit claims:

Call – 269-342-1700
8am – 5pm ET Monday – Friday
www.beneworld.com

Submit Claims to:

Kushner & Company
2427 West Centre Avenue
Portage, MI 49024

Check Your Account Balance Online
Print Claim Form
Print a Flex Plan Summary Description